spread the cost

Have you seen the ideal Lifestyle Furniture piece that will look perfect in your home, but you don't want to pay out just now? Perhaps that stunning chair will look amazing with the dressing table, but combined together, it is just out of reach, well now we can help.
We can offer some simple payment options to help spread the cost over a time to suit you.

Whats not to love?
How does it work?
We’ve made it easy to apply for our finance options, follow the easy-to-use instructions. Just find the ideal furniture that you want to buy. When you enter the checkout process, you'll be asked how you will like to pay. Choose either V12 Finance or Paypal Credit and then follow the onscreen instructions to apply.
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shop
Orders over £99 are available for PayPal Credit and orders over £250 are available for V12 Finance
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select
Choose your finance provider at checkout
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apply
Choose your prefered terms and then click 'apply'
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decision
A decision will be made within a few minutes
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enjoy
If approved, your order will be processed and despatched
Who can apply?
Finance is subject to status and you must fulfil the following criteria:
- Be 18 years old
- Be a permanent UK resident
- The minimum order value must be £99 for PayPal Credit or £250 for V12 Finance
- Pass appropriate credit checks
- Hold a bank or building society account capable of handling direct debit payments
Our Finance Providers
Lifestyle furniture finance is provided by V12 Finance with 0% APR finance on orders over £250 and PayPal Credit with 0% APR finance on orders over £99 for the first 4 months. Terms & Conditions apply. Subject to status.

- 0% APR
- No deposit required
- Min spend £250
- 6, 9 or 12-month options
V12 Finance Representative Examples
Order Value | Term | Payments |
£250 | 12 Months | £20.83 |
£250 | 9 Months | £27.77 |
£250 | 6 Months | £41.66 |
£799 | 12 Months | £66.59 |
£799 | 9 Months | £87.78 |
£799 | 6 Months | £131.17 |
Subject to status. Terms and conditions apply
The legal bit
Lifestyle Furniture Limited acts as a credit broker and only offers credit products from Secure Trust Bank PLCtrading as V12 Retail Finance and PayPal Credit. Lifestyle Furniture Limited is authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.